Kenya
SevereKEN · KE · AfricaOn the FATF grey list, with deficiencies being addressed under monitoring.
FATF increased monitoring, mobile money outpacing the records it leaves
delivery corridors near active conflict
high adoption with supervision still maturing
severe base risk that is not trade-corridor driven
severe base risk that is not ownership driven
no significant foreign property market
Kenya is under FATF increased monitoring, placed on the grey list while identified deficiencies are addressed. A live listing is the clearest signal available and it drives the rating directly.
The rating is not the same for every business. For payments it reads Severe, because of FATF increased monitoring. For trade and import/export it reads High, because of severe base risk that is not trade-corridor driven. One number cannot carry both, which is why the sector view exists.
For charities the practical question is where the money lands. Delivery near conflict carries documented diversion risk under FATF Recommendation 8, and that is a different control from the one a payment firm would apply.
- FATF grey list status, Under increased monitoring at the 19 June 2026 plenary.
- Basel AML Index 2025, 6.6, ranked 23 of 177.
- Corruption Perceptions Index 2025, Score 30, ranked 130 of 182.
- Global Terrorism Index 2026, Score 5.366.
- Financial Secrecy Index 2026, Ranked 88 worldwide.